Investment Strategy

Our Investment Process

1. We meet and discuss your investment goals.
2. We determine your risk tolerance.
3. We recommend a strategy.
4. We constantly monitor your account.
5. We implement changes as needed.

Our Investment Strategy

Our Investment Strategy relies on a client's risk tolerance.  An Investor should be comfortable with their portfolio's risk and market fluctuations.  Also, we believe an investment strategy should be adaptable to varying market cycles.  We will encourage a more aggressive portfolio when conditions seem favorable.  And finally and perhaps most important, we strongly recommend consistent contributions to your accounts.    

Our Market Analysis

We use trend line analysis to determine our market bias and will advise accordingly. Our firm uses the Dow Theory Trend Analysis to guide our market views. When the Dow Jones Industrial Average and the Dow Transports are both trending higher our weighting to stock market allocations increase and vice versa. For example a bump up in stock market holdings will be advised during bull market cycles and a reduced stock market allocation will be advised when the trend signals are negative. This trend analysis helps us avoid high stock market allocations in down trending markets and the ability to be more aggressive when bull market signals are in effect. Contact us today for a portfolio review.

Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results. Therefore, no current or prospective client should assume that future performance or any specific investment, investment strategy or product will be profitable.